Last updated: July 17, 2026
These Terms of Use ("Terms") govern your access to and use of the website located at torofa.com (the "Site"), operated by Toro Financial Advisors, LLC ("Toro Financial Advisors," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Notice. If you do not agree, please do not use the Site.
All content on the Site is provided for informational purposes only. It is not intended to provide, and should not be relied upon for, investment, tax, or legal advice, and it does not constitute a recommendation, solicitation, or offer to buy or sell any security or to provide advisory services in any jurisdiction where such an offer or solicitation would be unlawful. Nothing on the Site is intended as a projection or guarantee of current or future performance or results. Investing involves risk, including the possible loss of principal. You should consult your own qualified adviser regarding your specific situation before making any financial decision. Please also see our Disclosures.
Advisory services are offered by Toro Financial Advisors, LLC, an investment adviser registered in the State of Florida. Registration as an investment adviser does not imply any particular level of skill or training. Information on the Site is not directed to, and should not be relied upon by, residents of any state other than Florida, except where otherwise legally permitted.
The Site is intended for users who are at least 18 years old. By using the Site, you represent that you meet this requirement and that the information you provide is accurate and complete.
If you submit information through the Site (for example, through a contact form or the risk tolerance questionnaire), you represent that the information is true, accurate, and complete to the best of your knowledge, and that you have the right to provide it. You are responsible for the accuracy of information you submit, and you understand that we may rely on it. Do not submit information that is unlawful, infringing, or that you are not authorized to share.
The Site and its content — including text, graphics, logos, images, and their arrangement — are owned by or licensed to Toro Financial Advisors, LLC and are protected by applicable intellectual property laws. You may view and print content for your personal, non-commercial use. You may not reproduce, distribute, modify, or create derivative works from the Site or its content without our prior written permission.
You agree not to use the Site for any unlawful purpose or in violation of these Terms; attempt to gain unauthorized access to the Site or its systems; interfere with or disrupt the Site's operation or security; introduce malware or harmful code; or use automated means to access or collect data from the Site without our permission.
The Site may contain links to third-party websites and resources provided solely as a convenience. The inclusion of any link does not imply endorsement. We do not control and are not responsible for the content, accuracy, availability, security, or privacy practices of any third-party site. When you follow such a link, you leave the Site at your own risk and are subject to the terms and policies of that other site.
The Site and all content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy or completeness of information. We do not warrant that the Site will be uninterrupted, timely, secure, or error-free, or that information on the Site is accurate, reliable, or current. Any reliance you place on such information is strictly at your own risk.
To the fullest extent permitted by law, Toro Financial Advisors, LLC and its members, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or relating to your access to or use of (or inability to use) the Site or any content, whether based on warranty, contract, tort, or any other legal theory, even if advised of the possibility of such damages.
You agree to indemnify and hold harmless Toro Financial Advisors, LLC and its members, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site or your violation of these Terms.
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. You agree that any dispute arising out of or relating to the Site or these Terms will be subject to the exclusive jurisdiction of the state and federal courts located in Orange County, Florida.
We may modify these Terms at any time. When we do, we will revise the "Last updated" date above. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
Questions about these Terms may be directed to:
